Obtaining and Correcting Your Credit Report

WHAT IS A CREDIT REPORTING AGENCY AND WHAT DO THEY DO?
HOW LONG CAN NEGATIVE INFORMATION STAY ON MY CREDIT REPORT AND CAN A COMPANY "FIX" IT?
HOW CAN I GET A COPY OF MY CREDIT REPORT?
HOW DO I CORRECT MY CREDIT REPORT?
WHAT IS THE FAIR CREDIT REPORTING ACT?
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